Credit Bureau Dispute Letter Template

You can open the Credit Bureau Dispute Letter Template in multiple formats, including PDF, Word, and Google Docs.


Sample

Credit Bureau Dispute Letter Template

Printable | Editable Form



Examples


Credit Bureau Dispute Letter Template (1)
From:
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Your Phone Number]
[Your Email]
Date:
[Date]
To:
Credit Reporting Agency Name
[Agency Address]
[City, State, ZIP Code]
Subject:
Dispute of Credit Report Entry
Dear Sir/Madam,
I am writing to formally dispute an entry on my credit report that I believe to be inaccurate. The specific item I am disputing is [Describe the item, e.g., a late payment, account that does not belong to you, etc.].
Details of the Dispute:
– Creditor Name: [Name of creditor or collection agency]
– Account Number: [Account number]
– Date of Entry: [Date the item was reported]
– Description of the Inaccuracy: [Detailed explanation of why you believe this entry is incorrect.]
Supporting Documentation:
I have attached copies of relevant documents to support my dispute, including [List any supporting documents you are including, e.g., payment receipts, letters, etc.].
Request for Action:
I request that you investigate this matter and correct my credit report accordingly. Under the Fair Credit Reporting Act, I am entitled to a response from your agency regarding this dispute.
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature]
[Your Printed Name]
Credit Bureau Dispute Letter Template (2)
From:
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Your Phone Number]
[Your Email]
Date:
[Date]
To:
[Agency Name]
[Agency Address]
[City, State, ZIP Code]
Subject:
Request for Investigation of Credit Report Entry
Dear [Agency Name],
I wish to formally dispute the following information on my credit report: [Provide a clear description of the item in question]. I believe this information is inaccurate because [Explain your reasoning in detail].
Disputed Information:
– Account Name: [Creditor’s name]
– Account Number: [Account number in dispute]
– Reported Date: [Date reported]
Clarification:
Please rectify the information as it is currently misrepresented. I have included copies of documents that support my claim, such as [Mention any additional documentation, e.g., affidavits, identification, or other evidence].
Continued Communication:
I expect to hear back from you regarding this issue within 30 days, as stipulated under the Fair Credit Reporting Act.
Thank you for your assistance in this matter.
Sincerely,
[Your Signature]
[Your Printed Name]

Format

Please complete the form below to create the Credit Bureau Dispute Letter Template. All fields must be filled out to ensure a clear and complete dispute letter. We provide examples to guide you through each step.

Credit Bureau Dispute Letter Template

1. Your Information



2. Date

3. Credit Bureau Information

4. Account Information


5. Supporting Documentation

6. Request for Investigation

7. Acknowledgment

8. Signature Declaration



PDF


WORD

Google Docs

Printable

Credit Bureau Dispute Letter Template

Printable | Editable Form




Credit Bureau Dispute Letter Template